Financial Products
Crop Insurance
Livestock Insurance
Property & Casualty

AgQuest Financial Services
As a finance and insurance company that is owned by UFC and other cooperatives, AgQuest is committed to providing innovative financial and risk management solutions that support stability and growth. As a cooperative business partner, when you utilize AgQuest’s products, you’re not only supporting your own business, but you’re also supporting the cooperative! Together, UFC and AgQuest, are your one-stop source for all your farming needs. Visit https://agquest.biz/ to learn more.
AGQUEST COMPANION® FAMILY OF LOAN PRODUCTS:
COMPANION COMPLETE
AgQuest Complete loans are traditional full-operating lines of credit Revolving and second year loan options are available. Potential for application only for loan requests less than or equal to $1 million.

COMPANION DIRECT
Together, UFC and AgQuest Financial, offer unsecured crop input financing to UFC customers for purchases up to $500,000 with the AgQuest Direct® Loan Program. Financing over $500,000 is also an available on secured lines of credit. The reward? Knowing you're working with companies who share your passion for farming and are committed to your success!

In addition to the Companion loan products, AgQuest also offers a variety of term finance and insurance products including:
REAL ESTATE LOAN
Long-term loans collateralized by real estate, which generally includes unimproved farm ground, rural residences and traditional farm sites. Not to be used when the value of the real estate is primarily derived from facilities/improvements.
MACHINERY AND EQUIPMENT LOAN
Intermediate term loans collateralized by all the borrower’s machinery and equipment inventory. A priority position on machinery and equipment is required.
FACILITY LOAN
Secured with real estate that is improved with a livestock facility such as swine finishing barns and dairy milking parlors or other types of real estate fixtures such as grain bins and machine sheds.
LEASING
One of the fastest growing ways of acquiring equipment in business today. Leasing can put the equipment to work for you with real cash flow advantages without using major capital investment. Leases are through our sister company Northland Capital!
Crop Hail Insurance
Policies are not part of the Federal crop insurance program. Crop-Hail coverage is purchased because hail has the aptitude to completely destroy a major part of a planted field while some is left untouched. A crop-hail policy can be purchased at any time during the growing season.
MPCI (Multi-Peril Crop Insurance)
Policies must be purchased prior to planting and cover loss of crop yields from all types of natural causes including drought, excessive moisture, freeze, and disease. Newer coverage options combine yield protection and price protection to protect farmers against potential loss in revenue, whether due to low yields or changes in market price.
APH*
- -Bushel guarantee
- -50-85% where applicable
*still available for crops that don't qualify for YP
YP (YIELD PROTECTION)
- Replaces APH Plan
- Will no longer have an RMA established price election
- Yield guarantee (bushels, pounds, etc.)
- Coverage levels 50-85%
RP (REVENUE PROTECTION)
- Revenue gaurantee
- Coverage Levels 50-75% (80-85% where applicable)
- Replaces CRC/RA plans of insurance
GRP, GRIP (GROUP RISK PLAN)
- County-based coverage
- Covers widespread losses
- 90% coverage where available
Named Peril Products
Recommended as either supplements to your MPCI or Crop Hail policies or as standalone policies. They are designed to cover gaps in coverage such as hazards unique to specific crops, unavailability of MPCI and hail insurance in your area, or to cover a processor.
Adjusted Gross Revenue (AGR)
Crop insurance provides producers with protection against low revenue from natural causes and market fluctuations. The insurance covers income from agricultural commodities, as well as income from animals, animal products, and aquaculture species reared in a controlled environment.
LIVESTOCK INSURANCE
LIVESTOCK RISK PROTECTION
Insurance covers the risk of price declines for feeder cattle, fed cattle and swine. It provides producers an indemnity if a regional or national cash price index falls below an insured coverage price. Similar to a put option, the LRP policy is price insurance only, providing single-peril price risk protection for the future sale of insured livestock.
LIVESTOCK GROSS MARGIN
Insurance offers protection against a decline in the feeding margin for cattle and swine. An indemnity is paid if the insured gross margin is greater than the total actual gross margin at the end of the insurance period.